When you rent your Cypress climate controlled storage unit, you may not think about insuring your items. However, it is important to consider insurance for your storage unit. This will help give you peace of mind while your belongings are in your stored away. Once you decide on the best Cypress climate controlled storage company, ensure that you have coverage for unlikely events like floods and fires.
Ask Your Insurance Agent if Your Off-Premises Coverage
Some renters and homeowners policies will cover the items in your Cypress climate controlled storage unit. However, there are often limitations to this coverage. For example, some policies only insure up to 10% of your limit for items stored outside of your home. It may also not cover all types of events. For example, some policies won’t protect against flooding, earthquakes, or other types of disasters.
Depending on why you are using Cypress climate controlled storage, you may be eligible for additional protection for property in your storage unit. If your home needs major repairs or renovations that make you unable to store items there, you may be fully covered through your homeowners policy.
Another option for insuring your stored property is to go through a specialty insurer or add to your current policy. It’s important to discuss your options with your insurance agent to find the best solution for you.
Create an Inventory of Items Going into Cypress Climate Controlled Storage
An often overlooked step for storage is creating an inventory. Before you put items in your Cypress self storage unit, make a list of everything you will put inside. This way, you can accurately assess the value of your items and find the best insurance solution for you. As you gather the things you wish to store, try to put them on a list by name or description and the approximate value of the item. This way, you can tell your insurance agent a solid number for the value of your stored property. This can make it easier to find the best storage insurance solution for you.
Special Insurance for Expensive Items
Additionally, if you are planning to store expensive items, you may consider getting special insurance for those items. For example, if you are planning to store jewelry, art, or antique furniture in your Cypress climate controlled storage, ask your insurance agent whether those items will be fully covered under your policy. If not, it may be a good idea to add a floater to your policy.
Finally, a great way to protect your items is to choose the right storage facility for you. Houston Mini Storage offers a wide range of Cypress mini storage units with 24-hour security and an electronic gate to protect your items. We offer various sizes of units, as well as the option for climate-controlled units. Call us today at (281) 345-1116 to request more information about our available units or to schedule a tour of our facility. We look forward to the opportunity to serve you.